Plain-English explanations of Florida's post-Surfside condo rules, for buyers, owners, agents and lenders · updated October 4, 2026
A 10-step checklist for buying a Florida condo in 2026: milestone inspections, SIRS, special assessments, flood zones, financing and your 7-day right to cancel.
Florida condo milestone inspections explained: which buildings need one, when it's due (30 years, or 25 locally), phase one vs phase two, who pays, and what buyers should ask.
What a Florida structural integrity reserve study (SIRS) covers, who needs one, the December 31, 2025 deadline, why reserves can't be waived, and how to check if a building filed.
Why Florida condo special assessments are rising after Surfside, where to find them before you buy (estoppel, minutes, SIRS), and the questions to ask in writing.
How to read a condo reserve study: components, percent funded and the funding plan, plus Florida's SIRS rules and the red flags buyers should look for.
Searches all 27,968 registered Florida condominiums by name.