Updated October 4, 2026 · what the numbers mean and what to watch for · not legal advice
A reserve study is the association's long-range repair budget: a list of the building's big-ticket components, how long each has left, what it will cost to replace, and how much to save every year. In Florida, buildings three habitable stories or taller must also have a structural integrity reserve study (SIRS), and owners can't vote to skip funding it.
Searches all 27,968 registered Florida condominiums by name.
Every building page shows the state registration record, SIRS filing status and FEMA flood zone, with links to the official sources. The $35 dossier adds five years of the association's fee payment history and who holds its milestone inspection records.
A study that lists a building's major components, estimates their remaining life and replacement cost, and sets a yearly savings plan so the association can pay for them without surprise assessments.
A SIRS is Florida's required structural version, covering items like the roof, structure, plumbing, electrical, waterproofing and windows. Many associations also keep a broader reserve study for everything else, such as pools, elevators and paving.
The reserve balance divided by the value of the components' wear to date. Higher is healthier; a low percentage with big projects coming means fees or assessments are likely to rise.