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Watergate

632 Victoria Drive, Cape Coral, FL 33904-9583 · Lee County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

⚠️ No SIRS filing found matching this building

As of October 12, 2026, no Structural Integrity Reserve Study submission matching this building's name and county was found in DBPR's public SIRS reporting databases. This does not necessarily mean the association is non-compliant: SIRS is required only for buildings three stories or higher, filings may be listed under a different name, and new submissions appear daily. Check the official database or ask the association directly.

State Registration Record

Official condominium nameWATERGATE
DBPR project numberPR1X017331
Declared units16
First recorded08/01/1971
Registration statusApproved Recorded
Managing entityWATERGATE CONDO ASSN OF CAPE CORAL, INC.

Questions about Watergate

Has Watergate filed its structural integrity reserve study (SIRS)?

As of October 12, 2026, we found no SIRS filing matching Watergate in the Florida DBPR's public SIRS reporting database. That alone doesn't mean the association is out of compliance: a SIRS is required only for buildings three habitable stories or higher, and filings can be listed under a different name. Ask the association for its most recent SIRS; in a resale, the seller must provide it or a statement that none was completed.

What flood zone is Watergate in?

FEMA's flood map places Watergate in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Watergate have?

The Florida condominium registry lists 16 declared units for Watergate, first recorded on 08/01/1971.

Does Watergate need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Watergate was first recorded in 1971, so if its buildings are three or more stories they reached the 30-year mark around 2001. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Watergate?

The Florida DBPR registry lists Watergate Condo Assn of Cape Coral, Inc. as the managing entity.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.