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Terrace Park of Five Towns Assn # 28

8198 Terrace Garden Drive N, St. Petersburg, FL 33709-1082 · Pinellas County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

✅ SIRS filing found in the state database

We found 2 different SIRS filings (2 submissions in all) matching this building's name in DBPR's public SIRS reporting database (submitted July 2025 or later and before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium nameTERRACE PARK OF FIVE TOWNS ASSN # 28
DBPR project numberPR1S011629
Declared units55
First recorded03/18/1985
Registration statusApproved Recorded
Managing entityTERRACE PARK OF FIVE TOWNS #28, RADCLIFFE
Filed asTERRACE PARK OF FIVE TOWNS, INC., NO 28 SIRS REPORT (ST. PETERSBURG) — before July 2025
Filed asTERRACE PARK OF FIVE TOWNS ASSN # 28 (St Petersburg) — July 2025 or later

Questions about Terrace Park of Five Towns Assn # 28

Has Terrace Park of Five Towns Assn # 28 filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found 2 different SIRS filings (2 submissions in all) matching Terrace Park of Five Towns Assn # 28 in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Terrace Park of Five Towns Assn # 28 in?

FEMA's flood map places Terrace Park of Five Towns Assn # 28 in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Terrace Park of Five Towns Assn # 28 have?

The Florida condominium registry lists 55 declared units for Terrace Park of Five Towns Assn # 28, first recorded on 03/18/1985.

Does Terrace Park of Five Towns Assn # 28 need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Terrace Park of Five Towns Assn # 28 was first recorded in 1985, so if its buildings are three or more stories they reached the 30-year mark around 2015. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Terrace Park of Five Towns Assn # 28?

The Florida DBPR registry lists Terrace Park of Five Towns #28, Radcliffe as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.