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1751 Scenic Highway 98, Destin, FL 32541 · Okaloosa County, Florida
Records checked against state databases: October 12, 2026 · auto-refreshed weeklyWe found 2 different SIRS filings (2 submissions in all) matching this building's name in DBPR's public SIRS reporting database (submitted July 2025 or later and before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.
| Official condominium name | STERLING SHORES, A CONDO |
| DBPR project number | PR1S025073 |
| Declared units | 160 |
| First recorded | 10/19/2001 |
| Registration status | Approved Recorded |
| Managing entity | STERLING SHORES OWNERS' ASSOC., INC. |
| Filed as | STERLING SHORES, A CONDO (DESTIN) — before July 2025 |
| Filed as | STERLING SHORES, A CONDO (Destin) — July 2025 or later |
Yes. As of October 12, 2026, we found 2 different SIRS filings (2 submissions in all) matching Sterling Shores in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.
FEMA's flood map places Sterling Shores in zone AO, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.
The Florida condominium registry lists 160 declared units for Sterling Shores, first recorded on 10/19/2001.
Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Sterling Shores was first recorded in 2001, so if its buildings are three or more stories they will reach the 30-year mark around 2031. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.
The Florida DBPR registry lists Sterling Shores Owners' Assoc., Inc. as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.
Everything this page can't show you, in one PDF: five years of the association's state fee payments and whether the state lists it as delinquent, a plain-English bottom line with green flags and open questions, exactly who holds this building's milestone inspection records plus a ready-to-send records-request letter, and what it all means for a purchase, listing, or loan file — with a due-diligence checklist.
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Guides: What is a SIRS? · Milestone inspections · Special assessments · Buying a condo in Florida