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Point Lagoon Ph IV

8501 N Lagoon Dr, Panama City Beach, FL 32407 · Bay County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone X (shaded) — moderate risk

✅ SIRS filing found in the state database

We found 2 different SIRS filings (2 submissions in all) matching this building's name in DBPR's public SIRS reporting database (submitted July 2025 or later), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium namePOINT LAGOON PH IV, A CONDO
DBPR project numberPR1M021239
Declared units12
First recorded02/02/1990
Registration statusApproved Recorded
Managing entityPOINT LAGOON COMMUNITY ASSOC., INC.
Filed asPOINT LAGOON PH I, A CONDO (Panama City Beach) — July 2025 or later
Filed asPOINT LAGOON PH II, A CONDO (Panama City Beach) — July 2025 or later

Questions about Point Lagoon Ph IV

Has Point Lagoon Ph IV filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found 2 different SIRS filings (2 submissions in all) matching Point Lagoon Ph IV in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Point Lagoon Ph IV in?

FEMA's flood map places Point Lagoon Ph IV in zone X, a moderate-risk area (the shaded X zone, outside the 100-year floodplain). The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Point Lagoon Ph IV have?

The Florida condominium registry lists 12 declared units for Point Lagoon Ph IV, first recorded on 02/02/1990.

Does Point Lagoon Ph IV need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Point Lagoon Ph IV was first recorded in 1990, so if its buildings are three or more stories they reached the 30-year mark around 2020. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Point Lagoon Ph IV?

The Florida DBPR registry lists Point Lagoon Community Assoc., Inc. as the managing entity.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.