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OCEAN REEF, A CONDO

14415 FRONT BEACH ROAD, PANAMA CITY BEACH, FL 32413 · Bay County, Florida

Records checked against state databases: August 25, 2026 · auto-refreshed weekly
🌊 Flood zone X — minimal flood hazard

✅ SIRS filing found in the state database

2 Structural Integrity Reserve Study submissions matching this building's name were found in DBPR's public SIRS reporting database (submitted July 2025 or later and before July 2025), as retrieved August 25, 2026. Records are matched by name and county; verify details against the official database.

State Registration Record

Condominium nameOCEAN REEF, A CONDO
DBPR project numberPR70294
Declared units161
First recorded04/17/2008
Registration statusApproved Recorded
Managing entityOCEAN REEF RESORT OWNERS' ASSN, INC
Filed asOCEAN REEF RESORT OWNERS' ASSOCIATION, INC. (PANAMA CITY BEACH) — before July 2025
Filed asOCEAN REEF, A CONDO (Panama City Beach) — July 2025 or later

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved August 25, 2026. What is a SIRS? Official DBPR explanation.