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Neptune's Palace Condo

581 West Gorrie Drive, St. George Island, FL 32328 · Franklin County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone VE — high risk (flood insurance typically required)

⚠️ No SIRS filing found matching this building

As of October 12, 2026, no Structural Integrity Reserve Study submission matching this building's name and county was found in DBPR's public SIRS reporting databases. This does not necessarily mean the association is non-compliant: SIRS is required only for buildings three stories or higher, filings may be listed under a different name, and new submissions appear daily. Check the official database or ask the association directly.

State Registration Record

Official condominium nameNEPTUNE'S PALACE CONDO
DBPR project numberPR1V026047
Declared units6
First recorded03/12/2002
Registration statusApproved Recorded
Managing entityNEPTUNE'S PALACE CONDO OWNERS' ASSN INC

Questions about Neptune's Palace Condo

Has Neptune's Palace Condo filed its structural integrity reserve study (SIRS)?

As of October 12, 2026, we found no SIRS filing matching Neptune's Palace Condo in the Florida DBPR's public SIRS reporting database. That alone doesn't mean the association is out of compliance: a SIRS is required only for buildings three habitable stories or higher, and filings can be listed under a different name. Ask the association for its most recent SIRS; in a resale, the seller must provide it or a statement that none was completed.

What flood zone is Neptune's Palace Condo in?

FEMA's flood map places Neptune's Palace Condo in zone VE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Neptune's Palace Condo have?

The Florida condominium registry lists 6 declared units for Neptune's Palace Condo, first recorded on 03/12/2002.

Does Neptune's Palace Condo need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Neptune's Palace Condo was first recorded in 2002, so if its buildings are three or more stories they will reach the 30-year mark around 2032. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Neptune's Palace Condo?

The Florida DBPR registry lists Neptune's Palace Condo Owners' Assn Inc as the managing entity.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.