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Grand Bay Residences

445 Grand Bay Dr., Key Biscayne, FL 33149 · Miami-Dade County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

✅ SIRS filing found in the state database

We found a SIRS filing matching this building's name in DBPR's public SIRS reporting database (submitted before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

✅ Registered with Miami-Dade County

Miami-Dade County's Community Association Registry requires this building's association to file its budget, financial statements (including special assessments), insurance certificate and structural reports every year. Registration CR23002123: Issued, renews 01-31-2027; county enforcement: no. The Compliance Dossier links straight to the filed documents.

State Registration Record

Official condominium nameGRAND BAY RESIDENCES, A CONDO
DBPR project numberPR1U023313
Declared units138
First recorded10/01/1996
Registration statusApproved Recorded
Managing entityGRAND BAY RESIDENCES CONDO ASSOC., INC.
Filed asSIRS (KEY BISCAYNE) — before July 2025

Questions about Grand Bay Residences

Has Grand Bay Residences filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found a SIRS filing matching Grand Bay Residences in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Grand Bay Residences in?

FEMA's flood map places Grand Bay Residences in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Grand Bay Residences have?

The Florida condominium registry lists 138 declared units for Grand Bay Residences, first recorded on 10/01/1996.

Does Grand Bay Residences need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Grand Bay Residences was first recorded in 1996, so if its buildings are three or more stories they reached the 30-year mark around 2026. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Grand Bay Residences?

The Florida DBPR registry lists Grand Bay Residences Condo Assoc., Inc. as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

Full Compliance Dossier — $35

Everything this page can't show you, in one PDF: a direct link to this association's required filings with Miami-Dade County (budget, financial statements, insurance, structural reports), five years of the association's state fee payments and whether the state lists it as delinquent, a plain-English bottom line with green flags and open questions, exactly who holds this building's milestone inspection records plus a ready-to-send records-request letter, and what it all means for a purchase, listing, or loan file — with a due-diligence checklist.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.