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Emerald Isle

17545 Front Beach Road, Panama City Beach, FL 32413 · Bay County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly

✅ SIRS filing found in the state database

We found a SIRS filing matching this building's name in DBPR's public SIRS reporting database (submitted July 2025 or later), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium nameEMERALD ISLE, A CONDO
DBPR project numberPR1S026499
Declared units199
First recorded11/10/2005
Registration statusApproved Recorded
Managing entityEMERALD ISLE OF PANAMA CITY BEACH CONDO ASSN INC
Filed asEMERALD ISLE, A CONDO (Panama City Beach) — July 2025 or later

Questions about Emerald Isle

Has Emerald Isle filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found a SIRS filing matching Emerald Isle in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

How many units does Emerald Isle have?

The Florida condominium registry lists 199 declared units for Emerald Isle, first recorded on 11/10/2005.

Does Emerald Isle need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Emerald Isle was first recorded in 2005, so if its buildings are three or more stories they will reach the 30-year mark around 2035. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Emerald Isle?

The Florida DBPR registry lists Emerald Isle of Panama City Beach Condo Assn Inc as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.