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Eloquence on the Bay

7930 East Drive, North Bay Village, FL 33141 · Miami-Dade County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

✅ SIRS filing found in the state database

We found a SIRS filing matching this building's name in DBPR's public SIRS reporting database (submitted before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

⚠️ County lists an enforcement action

Miami-Dade County's Community Association Registry requires this building's association to file its budget, financial statements (including special assessments), insurance certificate and structural reports every year. Registration CR23002507: Expired, valid through 01-31-2026; county enforcement: yes. The Compliance Dossier links straight to the filed documents.

Building department records

From the online records of the North Bay Village Building Department, checked October 5, 2026. Case numbers, dates and the full permit list are in the Compliance Dossier.

State Registration Record

Official condominium nameELOQUENCE ON THE BAY, A CONDO
DBPR project numberPR74187
Declared units120
First recorded02/17/2009
Registration statusApproved Delinquent
Managing entityELOQUENCE ON THE BAY CONDO ASSN INC
Filed asELOQUENCE ON THE BAY CONDOMINIUM ASSOCIATION, INC (NORTH BAY VILLAGE) — before July 2025

Questions about Eloquence on the Bay

Has Eloquence on the Bay filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found a SIRS filing matching Eloquence on the Bay in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Eloquence on the Bay in?

FEMA's flood map places Eloquence on the Bay in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Eloquence on the Bay have?

The Florida condominium registry lists 120 declared units for Eloquence on the Bay, first recorded on 02/17/2009.

Does Eloquence on the Bay need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Eloquence on the Bay was first recorded in 2009, so if its buildings are three or more stories they will reach the 30-year mark around 2039. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Eloquence on the Bay?

The Florida DBPR registry lists The Eloquence on Bay Condo Assn Inc as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

Full Compliance Dossier — $35

Everything this page can't show you, in one PDF: a direct link to this association's required filings with Miami-Dade County (budget, financial statements, insurance, structural reports), five years of the association's state fee payments and whether the state lists it as delinquent, a plain-English bottom line with green flags and open questions, this building's records from the North Bay Village Building Department — its recertification cases and structural and repair permit history — and what it all means for a purchase, listing, or loan file — with a due-diligence checklist.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.