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Coral Sands

426 Fletcher St, Fernandina Beach, FL 32034 · Nassau County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

⚠️ No SIRS filing found matching this building

As of October 12, 2026, no Structural Integrity Reserve Study submission matching this building's name and county was found in DBPR's public SIRS reporting databases. This does not necessarily mean the association is non-compliant: SIRS is required only for buildings three stories or higher, filings may be listed under a different name, and new submissions appear daily. Check the official database or ask the association directly.

State Registration Record

Official condominium nameCORAL SANDS
DBPR project numberPR1S006203
Declared units18
First recorded04/07/1988
Registration statusApproved Recorded
Managing entityCORAL SANDS HOMEOWNERS ASSN

Questions about Coral Sands

Has Coral Sands filed its structural integrity reserve study (SIRS)?

As of October 12, 2026, we found no SIRS filing matching Coral Sands in the Florida DBPR's public SIRS reporting database. That alone doesn't mean the association is out of compliance: a SIRS is required only for buildings three habitable stories or higher, and filings can be listed under a different name. Ask the association for its most recent SIRS; in a resale, the seller must provide it or a statement that none was completed.

What flood zone is Coral Sands in?

FEMA's flood map places Coral Sands in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Coral Sands have?

The Florida condominium registry lists 18 declared units for Coral Sands, first recorded on 04/07/1988.

Does Coral Sands need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Coral Sands was first recorded in 1988, so if its buildings are three or more stories they reached the 30-year mark around 2018. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Coral Sands?

The Florida DBPR registry lists Coral Sands Homeowners Assn as the managing entity.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.