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Coral Reef Club

Highway 98 East, Destin, FL 32541 · Okaloosa County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly

✅ SIRS filing found in the state database

We found 3 different SIRS filings (4 submissions in all) matching this building's name in DBPR's public SIRS reporting database (submitted July 2025 or later and before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium nameCORAL REEF CLUB A CONDO
DBPR project numberPR1P015028
Declared units49
First recorded07/22/1985
Registration statusApproved Recorded
Managing entityCORAL REEF CLUB OWNERS' ASSN., INC.
Filed asCORAL REEF LUB (DESTIN) — before July 2025
Filed asCORAL REEF CLUB A CONDO (Destin) — July 2025 or later
Filed asMissing/Unknown (DESTIN) — July 2025 or later · 2 submissions under this name

Questions about Coral Reef Club

Has Coral Reef Club filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found 3 different SIRS filings (4 submissions in all) matching Coral Reef Club in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

How many units does Coral Reef Club have?

The Florida condominium registry lists 49 declared units for Coral Reef Club, first recorded on 07/22/1985.

Does Coral Reef Club need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Coral Reef Club was first recorded in 1985, so if its buildings are three or more stories they reached the 30-year mark around 2015. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Coral Reef Club?

The Florida DBPR registry lists Coral Reef Club Owners' Assn., Inc. as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.