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Belle Mer

8269 Gulf Boulevard, Navarre Beach, FL 32566 · Santa Rosa County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone VE — high risk (flood insurance typically required)

✅ SIRS filing found in the state database

We found a SIRS filing matching this building's name in DBPR's public SIRS reporting database (submitted before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium nameBELLE MER, A CONDO
DBPR project numberPR1S023236
Declared units61
First recorded04/03/1997
Registration statusApproved Recorded
Managing entityBELLE MER OWNERS ASSN, INC
Filed asBELLE MER (NAVARRE) — before July 2025

Questions about Belle Mer

Has Belle Mer filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found a SIRS filing matching Belle Mer in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Belle Mer in?

FEMA's flood map places Belle Mer in zone VE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Belle Mer have?

The Florida condominium registry lists 61 declared units for Belle Mer, first recorded on 04/03/1997.

Does Belle Mer need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Belle Mer was first recorded in 1997, so if its buildings are three or more stories they will reach the 30-year mark around 2027. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Belle Mer?

The Florida DBPR registry lists Belle Mer Owners Assn, Inc as the managing entity. Florida generally requires associations managing 25 or more units to post key documents, including budgets, financial reports, minutes and inspection reports, on a website or app.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.