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Bella Lago at Vivante XX

87 Vivante Blvd, Punta Gorda, FL 33950 · Charlotte County, Florida

Records checked against state databases: October 12, 2026 · auto-refreshed weekly
🌊 Flood zone AE — high risk (flood insurance typically required)

✅ SIRS filing found in the state database

We found 13 different SIRS filings (13 submissions in all) matching this building's name in DBPR's public SIRS reporting database (submitted before July 2025), as retrieved October 12, 2026. The state's list only shows that a filing was made, not what the study found or how well the reserves are funded. Records are matched by name and county; verify details against the official database.

State Registration Record

Official condominium nameBELLA LAGO AT VIVANTE XX, A CONDO
DBPR project numberPR71207
Declared units18
First recorded12/13/2006
Registration statusApproved Recorded
Managing entityVIVANTE AT PUNTA GORDA CONDO ASSN INC
Filed asBELLA LAGO AT VIVANTE XIX, A CONDO (PUNTA GORDA) — before July 2025
Filed asBELLA LAGO AT VIVANTE XVII (PUNTA GORDA) — before July 2025
Filed asBELLA LAGO AT VIVANTE XVIII (PUNTA GORDA) — before July 2025
Filed asBELLA LAGO AT VIVANTE XX, A CONDO (PUNTA GORDA) — before July 2025
Filed asBELLA LAGO AT VIVANTE XXI, A CONDO (PUNTA GORDA) — before July 2025
Filed asBELLA LAGO AT VIVANTE XXII (PUNTA GORDA) — before July 2025

Questions about Bella Lago at Vivante XX

Has Bella Lago at Vivante XX filed its structural integrity reserve study (SIRS)?

Yes. As of October 12, 2026, we found 13 different SIRS filings (13 submissions in all) matching Bella Lago at Vivante XX in the Florida DBPR's public SIRS reporting database. Matches are made by name and county, so confirm the details with the association or in the official database.

What flood zone is Bella Lago at Vivante XX in?

FEMA's flood map places Bella Lago at Vivante XX in zone AE, a high-risk Special Flood Hazard Area, where lenders typically require flood insurance. The zone is matched to the building's mapped location; an elevation certificate or FEMA's Flood Map Service Center can confirm it for a specific unit.

How many units does Bella Lago at Vivante XX have?

The Florida condominium registry lists 18 declared units for Bella Lago at Vivante XX, first recorded on 12/13/2006.

Does Bella Lago at Vivante XX need a milestone inspection?

Florida requires a milestone inspection of condominium buildings three habitable stories or more by December 31 of the year a building turns 30 (25 where the local building department requires it), then every 10 years. The condominium declaration for Bella Lago at Vivante XX was first recorded in 2006, so if its buildings are three or more stories they will reach the 30-year mark around 2036. The building itself can be older, for example after an apartment conversion. The association must give owners the inspector's summary, and a seller must give it to a buyer.

Who manages Bella Lago at Vivante XX?

The Florida DBPR registry lists Vivante at Punta Gorda Condo Assn Inc as the managing entity.

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Sources

Florida DBPR Condominium Registry extracts and SIRS Reporting Database, retrieved October 12, 2026. What is a SIRS? Official DBPR explanation.